Who needs DBA Insurance and does it apply to our company?
DBA Insurance is considered workers' compensation insurance for civilian employees working outside the United States on US military bases or under a contract with the U.S. government for public works or for national defense. Must be obtained by Employers, Subcontractors, Subordinate contractors
The Defense Base Act applies to workers that:
Work for private employers on U.S. military bases or any lands used by the U.S. outside of the United States, including those in U.S. Territories and possessions; Work on public work contracts with any U.S. government agency, including construction and service contracts;
All employees engaged in such employment, regardless of nationality including U.S. citizens and residents, host country nationals and local hires as well as third country nationals (individuals hired from another country to work in the host country), are covered.
Third-Country Nationals, Local Nationals - Benefits payable regardless of nationality. Employers should secure insurance coverage for all of their employees working outside the United States under a U.S. government contract, including U.S. citizens and residents, host country nationals (local hires), and third country nationals (hired from another country to perform work in the host country).